SERVICES

FHA - In 1965 the Department of Housing and Urban Development (HUD) was formed. Within HUD operates the Federal Housing Administration (FHA), which has the primary responsibility for administering the government home loan insurance program. This program allows a first time home buyer who might otherwise not qualify for a home loan to obtain one because the risk is removed from the lender by FHA who insures the loan for the lender.

CREDIT REPAIR - Two forms of credit repair (Lexington Law and Rapid ReScore)

• Lexington Law - Learn More!
• The mortgage credit industry has been revolutionized with the introduction of Rapid Re-Score, which is a credit re-scoring system. Rapid re-score can update and re-score all three repositories (Experian, Trans Union, and Equifax) in as little as 48 hours. Our loan analysts are experts in turning hard to qualify or non-conforming borrowers rejected by other lenders, into your satisfied clients. The process is simple and can save the borrower thousands of dollars in higher rates and fees.

HARD MONEY - What is Hard Money? Hard money refers to private money loans generally utilized by real estate investors for quick purchase and rehab of real estate. All loans are secured by a mortgage deed of trust to protect the lender and the borrower. These loans allow up to a 65% loan to value ratio off of the ARV or After Repaired Value of the property. If there is enough equity in the property , you can obtain enough money for the acquisition, closing and rehab costs, making it a true 100% NO MONEY DOWN DEAL. These loans have higher origination fees and interest rates because of the risk involved for the lender